What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

Shashidhar Nagabandi

Shashidhar Nagabandi, Perceptive, thoughtful, charming and a little narcissistic.

Répondu il y a 150w · Voté par

Daksh T Shrimali, Masters of Commerce Business Information Systems & Banking, University of Sydney (2018) · Author has 62 answers and 806.5k answer views

I think I've read this somewhere on Quora or on Facebook, I don't exactly remember. But it's a really cool fact.
One of the security flaws of an ATM is that after you withdraw your cash and leave, the thief might use a heat detector to sense which keys you've pressed. Your fingers will heat the keys and they can be easily identified. He might even guess the order based on the heatness of the things i.e, the hottest is the last pressed one. So your pin is not so secure.

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

As you can see, even the order of the PIN number is easily identifiable.
So the ATM companies have come up with a brilliant plan. They made the keypad with metal. So as soon as you press the key, the heat is transferred to the entire plate. (As metal absorbs heat more easily) So your pin is safe!

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

How much thought goes into designing something! ��
Source d'images: http://m.phys.org/news/2011-09-a...
Merci Peter Mortensen for the edit.

Joel Postman

Joel Postman, Former CEO, engineer, manufacturer of bar code mag stripe smart card devices

Mise à jour il y a 145w · L'auteur dispose de réponses 1.8k et de vues de réponses 3.5m

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

  • Most ATMs rewrite the data encoded on the magnetic stripe of your card to ensure it is readable each time you use the ATM. This technique is also part of a relatively recent security enhancement called "liquid encryption."
  • Eel skin wallets have no magnetic field and cannot demagnetize (erase) an ATM card. This is an urban legend that was actually quite harmful to the eel skin wallet industry. (I was on a magnetic stripe working committee that developed a technical response to this rumor. Some wallets DO demagnetize ATM cards but this is due to having a magnetic "catch" that holds the wallet closed.)
  • Clerks can get a card reader to recognize a difficult to read ATM card by putting it in a plastic bag, licking it, or applying a piece of tape to it. There are actually a scientific reasons this works. These actions serve to clean dirt off the stripe which may make it easier to read. They also lubricate the card so it slides more easily through the reader, generating less electromagnetic "noise." And finally, the bag and tape methods in particular change the spacing between the stripe and the read head, which can affect readability. If you want to geek out on magnetic stripes, here's a white paper for you: Page on eettaiwan.com
  • John Shepherd-Barron, most likely the inventor of the ATM, came up with the idea while in the bathtub

Hasan

Hasan, Few things about ATM.

Répondu il y a 95w · L'auteur dispose de réponses 76 et de vues de réponses 330.3k

Highest ATM en Inde situé at Thegu.

On December 12, 2003, UTI Bank inaugurated its AU M at Thegu, near the Nathu-la Pass in Sikkim, which is at 13,200 feet above sea level. That makes it an AU M au highest location en Inde

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What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

Mobile ATMs are offering some relief to residents of Bengaluru and Delhi as people across the country are running out of cash. Delhi saw a Punjab National Bank mobile ATM at ITPO Pragati Maidan,

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

While a Canara Bank ATM was seen near MG Road in Bengaluru.

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

The World's First ATM

It might just be the best idea to come to a man in the bathtub since Archimedes' time. While taking a soak, inventor John Shepherd-Barron devised what is hailed as the world's first automatic teller machine, although his claim to the title is a matter of conflit. He pitched the device to the British bank Barclays. It accepted immediately, and the first model was built and installed in London in 1967. Though the machine used PIN (personal identification number) codes, a concept Shepherd-Barron also claims to have invented, it was dependent on checks impregnated with the (slightly) radioactive isotope carbon 14 to initiate a withdrawal, as the magnetic coding for ATM cards had not yet been developed. One other difference from its ubiquitous modern counterpart: it didn't charge a fee.

Software use in ATM

Today, the vast majority of cash machines worldwide use a Microsoft windows operating system, primarily windows xp professional or Windows XP Embedded.

A small number of deployments may still be running older versions of the Windows OS, such as Windows NT, Windows CE, or Windows 2000.

Jatin Karwasara

Jatin Karwasara

Mise à jour il y a 146w · L'auteur dispose de réponses 129 et de vues de réponses 1.1m

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

1. Believe it or not, the first cash dispensing machine was invented by Luther George Simjian way back in 1939. The mechanical dispenser was installed in New York City at the City Bank of New York but was removed after only six months due to lack of customer acceptance.

2. Simjian later lamented that, “the only people using the machines were a small number of prostitutes and gamblers who didn’t want to deal with tellers face to face.”

3. Simjian had another invention that was much more successful during that era: a simulator that could be used to train aviators in identifying types of aircraft and determining their distance and speed. During World War II, the U.S. Navy bought more than 2000 of them from Simjian. The number of ATMs he sold during that same period: 0.

4. The first modern electronic ATM was installed in Enfield Town in North London, United Kingdom in 1967 by Barclays Bank. Instead of cash, though, the ATM dispensed vouchers.

5. The first free standing electronic ATM was installed in 1969 by Chemical Bank at its branch in Rockville Centre, New York. This device was the first machine to use the magnetic stripe on plastic cards.

6. ATMs didn’t begin to proliferate until 1973, when 2,000 of the machines were sold and distributed across the United States. Not everybody was happy; bankers at the time were concerned about the machine’s price tag: $145,000 (in 2009 dollars). Today an ATM can be bought for under $3000.

7. According to the FDIC, 60% of Americans ages 25-34 and 51% ages 25-49 use ATM machines eight times per month, withdrawing an average of $55 per transaction.

8. TGIF: The most popular day for ATM use is Friday. On a related note, night clubs with ATMs end up keeping 80% of the money dispensed from their cash machines.

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9. The United States currently has more ATMs than any other country — but their numbers are dropping. The Boston Globe reports that after peaking at 396,000 in 2005, the number of US-based ATMs fell to 360,659 in 2007.

10. Japan has more ATMs than any other country on a per capita basis. The next four countries in order: Spain, South Korea, the United States, and Canada.

11. The first ATM in China wasn’t installed until 1987.

12. Ever wonder how an ATM works? From an engineering perspective, they are really not that complex; the main components consist of a computer, control panel, printer, and a special safe to hold the money. For a quick peek at the inner workings of an ATM, you can check out this cool one-minute video.

13. True Crime Stories: The first known instance of a fake ATM was installed at a shopping mall in Manchester, Connecticut in 1993. By modifying a retired ATM, a criminal gang known as The Bucklands Boys was able to steal, and later exploit, information from cards inserted by unwitting customers into the bogus machine. The gang ended up with over $100,000 before finally being caught.

14. True Crime Stories II: The average ATM fee in the United States at the end of 2008 was $1.97.

15. True Crime Stories III: According to Wikipédia, in 1996 a man named Andrew Stone was convicted in the UK of stealing the equivalent of more than one-million dollars by pointing high definition video cameras at ATMs from a considerable distance. After getting all the necessary information from the videotapes, the thief was able to produce clone cards that allowed him to later withdraw money at a rate of over $10,000 per hour.

16. You say tomato: Depending on where you live, automated teller machines are known by many different names: ATM (US); automated banking machine, bank machine, or money machine (Australia, Canada); cashpoint, or cash machine (UK, New Zealand); hole-in-the-wall (UK); caixa Multibanco (Portugal); and bancomat (Italy).

17. No matter what you call them, there are now over 1.6 million of the machines all over the world. There is even an ATM at McMurdo station in Antarctica. Talk about cold hard cash!

18. ATMs in locations with high traffic can hold as much as $100,000. Presumably, the ATM in Antarctica is a much smaller model.

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

[SOURCE - The offbeat personal finance blog for responsible people. ]

Merci pour la lecture.

Tarun Kumar

Tarun Kumar, Fier indien

Répondu il y a 145w · L'auteur dispose de réponses 125 et de vues de réponses 993.5k

Some of the coolest facts about ATM are :

1. ) The first ATM ( Actually it was a mechanical cash dispenser ) which was installed in 1939 in New York was known as "Bankograph».

2. ) The first ATM ( Model which we use ) was built and installed in 1967 in Londres . Since the magnetic coding had not yet been developed , radioactive isotope carbon 14 was used to initiate a withdrawal . ( SUPER -INTERESTING )

What are some of the coolest facts about automated teller machines (ATMs) that most people don't know?

3. ) Currently there are more than 2.2 millions ATMs worldwide .

4. ) The world's highest ATM is at Nathu -La in Inde . It is around 14,300 feet above sea level .

5. ) The first fake ATM was installed at a shopping mall in Manchester , Connecticut , USA .

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Garry Smith

Garry Smith, Digital Marketing Strategist at Self-Employment (2014-present)

Répondu il y a 98w · L'auteur dispose de réponses 216 et de vues de réponses 126.8k

1. Believe it or not, the first cash dispensing machine was invented by Luther George Simjian way back in 1939. The mechanical dispenser was installed in New York City at the City Bank of New York but was removed after only six months due to lack of customer acceptance.

2. Simjian later lamented that, “the only people using the machines were a small number of prostitutes and gamblers who didn’t want to deal with tellers face to face.”

3. Simjian had another invention that was much more successful during that era: a simulator that could be used to train aviators in identifying types of aircraft and determining their distance and speed. During World War II, the U.S. Navy bought more than 2000 of them from Simjian. The number of ATMs he sold during that same period: 0.

4. The first modern electronic ATM was installed in Enfield Town in North London, United Kingdom in 1967 by Barclays Bank. Instead of cash, though, the ATM dispensed vouchers.

5. The first free standing electronic ATM was installed in 1969 by Chemical Bank at its branch in Rockville Centre, New York. This device was the first machine to use the magnetic stripe on plastic cards.

6. ATMs didn’t begin to proliferate until 1973, when 2,000 of the machines were sold and distributed across the United States. Not everybody was happy; bankers at the time were concerned about the machine’s price tag: $145,000 (in 2009 dollars). Today an ATM can be bought for under $3000.

7. Sixty percent of Americans ages 25-34 and 51% ages 25-49 use ATM machines eight times per month, withdrawing an average of $55.00 per transaction.

8. TGIF: The most popular day for ATM use is Friday. On a related note, night clubs with ATMs end up keeping 70-80% of the money dispensed from their cash machines.

9. The United States currently has more ATMs than any other country — but their numbers are dropping. The Boston Globe reports that after peaking at 396,000 in 2005, the number of US-based ATMs fell to 360,659 in 2007.

10. Japan has more ATMs than any other country on a per capita basis. The next four countries in order: Spain, South Korea, the United States, and Canada.

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