Gajibilli.uma Shankar Choudary, travaille chez Infosys
Répondu il y a 177w
yes it is safe until and unless you are been hacked
some of the tips to use net banking is
1.use a virtual keyboard while entering your password
2.dont reveal your passwords to others
3.use alpha numeric and special characters in your password
4.use your own computer don't use in net café(public computers)
5.change your passwords at least once in a month
6.use only https sites
Zaki Kalb, Investment, insurance, banking solutions
Répondu il y a 144w
Oui net banking is safe transaction but you need to avoid below mistakes:
1. Do not share your login id password with anyone
2. Please change your password after every 3-4 transactions
3. Don't forget to delete your browsing history from your devise after completing the transaction process.
4. Create such a password which will be a mixture of alpha numeric + special characters
There are chances that someone can hack your password but if you follow above mentioned things then I personally feel net banking is the fastest and safe transaction mode.
Répondu il y a 143w
Online banking has made everyone’s life easier, enabling us to pay bills, set up payments and transfers as well as arranging overdrafts, all within the comfort of your own home and without having to take time off work to visit your local branch during opening hours. However, online banking is not without its risks.
Criminals are always looking for new ways to take easy money from unwitting victims. As the credit crunch continues to bite, the number of reported new cases of fraud and scams affecting online bank accounts has risen dramatically in the last couple of years, up by 200% according to disturbing new figures published by the UK’s fraud prevention service CIFAS.
Banking Online Safely
So just how safe is online banking? Despite the rise in fraud cases being reported, online banking is extremely safe, provided you take sensible steps to keep your personal and financial information secure.
Follow these five simple steps to keep your online banking details secure. There’s no way that you can make yourself 100% safe from banking fraud, but by taking these measures you will be able to demonstrate to your bank that you have managed your account appropriately.
Demonstrating that you have taken all reasonable security precautions means that, if you do fall victim to bank fraud, or your account details fall into the hands of an unauthorised person, your bank should agree to reimburse you fully for any financial losses.
Step 1: Keep Your Registration Confidential
When you sign up for online banking, your bank will post your login details to you, to confirm that the account holder has made the request. Once your service has been activated, instead of putting the details in the bin, make sure that you destroy the letters they have sent you.
Step 2: Choosing a Password
Choosing your own password might seem like a chore to some people, and the opportunity to be creative for others (although please bear in mind that most financial institutions will refuse to allow you to use a swear word as a password!).
Whatever you choose, make sure that it can’t be easily guessed, such as a surname, spouse or child’s name. And don’t simply choose ‘password’ either. Instead, use a combination of letters and numbers that you will find easy to remember, but wouldn’t be an obvious choice for anyone else.
Step 3: Look Out for ‘Phishing’
Phishing is a rather unpleasant technique of conning someone to reveal their security details and passwords to fraudsters pretending to be in a position of authority.
Here’s one example of how phishing works in practice. You receive an email that looks like it comes from your bank (it carries the proper logos and provides a link to what you believe to be the bank’s website). The email asks you for your security details or tells you to log into your account, usually by informing you of a problem that you need to rectify as soon as possible. But instead, you will be redirected to a fake website.
The site will prompt you to enter your details as usual (including password, ID number, security questions and mothers’ maiden name). The details you submit are then used to clear out the funds within your account, often within minutes.
The way to prevent this happening to you is simple. No bank will ever ask you for confidential account details over email. If you get an email asking you to confirm your bank details, do not follow the instructions, but contact your bank using your usual methods and inform them of the email.
If you get fooled into handing over your details, again, contact your bank immediately. The sooner you report it, the sooner your bank can put a block on your account and change your details before any criminals can gain access.
Step 4: Be Aware of Your Location
Make sure that you only ever access your bank account details from a secure location. Internet cafes and public libraries are notoriously unreliable places to input your details, but even work computers can be tampered with to remember your personal details. As a general rule you should only conduct online banking from the security of your own home computer.
Step 5: Look Out for Spyware
Spyware is the name given to computer programs that are deliberately installed onto a personal computer (often through clicking on an anonymous email or opening a website) and are used to take control of the user’s computer.
Once installed, spyware can be used to remotely log your personal details and passwords along with comprehensive lists of the financial websites you visit. Make sure that you don’t open the door to fraudsters by installing spyware and virus protection software that will intercept and destroy any malicious programs before they take hold.
Roshan Das, Intern at Hindustan Petroleum Corporation Limited (2017-present)
Répondu il y a 89w
We can deny the reality net banking makes our life relaxed. In our everyday schedule it's impractical for us every time to visit nearby banks to store cash. To answer your question I can state Yes, net banking is safe if you utilize it legitimately. Here I am sharing do and don’ts of net banking
- Don’t share your net banking password with everyone.
- Be shrewd while making password
- Change your password consistently
Firstly I was likewise frightened of choosing net banking, however in the wake of opting net banking with YES BANK I can state, net banking is 100% safe. Go for it.
Mahesh Rao., Blogger and enthusiastic writer .
Répondu il y a 58w
The online internet is shifting so fast; worldwide, thus many people are linking to the internet each and every day. Where online internet banking made so easy sending and receiving money, along with the other side, it involves security and online threat issues.
- Do not share your credentials with anyone.
Your online banking passwords, ATM pin number, your credit or debit card number; if you share these types of credentials with anyone then it can put you at risk. Don’t share such information with anyone. If you think somebody has knowledge of your credentials, then change your credentials as soon as possible.
- Select a new password using the following rules.
Whenever you create a password, follow the rules given under.
Certain rules should be followed to ensure that the password that you choose is secure:
- Don’t use names, surnames, pet names of family members, friends or pets, birthdays, anniversaries, or common phrases.
- Spaces are not allowed at the beginning and end of passwords.
- We impose the following password rules:Your password has to be at least 6 characters long.Must contain at least one lower case letter,One upper case letter,One digitAnd one of these special characters ~! @#$%^&* () _+Your password will expire from time to time.
- The best place to store your password is in your head, but if you tend to forget these types of things please makes sure that you write your password down and store in a very secure place.
- Always use and install antivirus.
When your computer or mobile, connect to the internet, then it can automatically become a victim of online hazards. That’s why you should install antivirus on your devices, it protects you from anti-spam and anti-phishing technique, and it also protects your data securely.
- Always install security patches.
Windows and Mac operating system always come with new security patches and updates with time to time, and then it helps to fight with the new online threat. You can set up these updates manually and automatically.
Even the new virus “wanna cry Ransomware virus” came out of it, windows have come out with a new patch, to avoid it.
- Security practice.
Whenever you do online banking, follow these security practices and keep these points in your mind.
- When traveling, use only trusted mobile and computer.
- Never keep your device in an unknown place.
- Always log out after using online banking services.
- For online banking use only updated version browser.
- Effacer le cache de votre navigateur
If you are using a public computer for your online activity, I always recommend you to always clear your browser cache. It is important to do this so that your login credentials are not saved in the browser.
You must know how to avoid hackers. With the help of a browser cache, hackers can also hack your account.
7.Avoid Email fraud.
Many. online hackers, they send emails in the name of the bank and send fraud emails. Where they mention about gifts and lottery. To avail gifts, many users send their bank details to hackers and become targets of the hackers. Therefore, before reporting any email, check it well.
- Always opt for email notification and mobile OTP.
Now a day’s many bankers provide notifications whenever any transaction takes place. Either they send to email or mobile. This gives you every transaction detail. If any transaction has taken place without your knowledge, you can complain to your concern bank and block your account for further misuse. And always opt for OPT (one-time password) for online payment.
La source: https://gyanvardaan.com/best-onl...